For years I have paid into my car insurance because that is what you do.  I realize that having the insurance is a good idea.  But sometimes you just wish you could file a claim so that the money you are spending on a month to month basis over the years actually gets put to something.  This past month I had a chance to cash into my comprehensive car insurance.  I was completely fine, as well was the other passenger.  But in the end I got a new car because of the wreck.  I wouldn’t want to go through that again, but it feels good to use the insurance. 

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